v1.0 · in effect 1 August 2026
Plain words. If anything here is unclear, email us and we will fix the wording.
We watch published insurance coverage lists, government drug files and public cash prices, and email you when something changes for the medicine you asked us to watch. We show you where we saw it.
This is not medical advice. We watch money and paperwork. We never tell you what to take, what dose, or whether a medicine suits you. Never change how you take a medicine because of something we emailed you — talk to your prescriber.
We are not your insurer, your pharmacy, or your plan, and we are not affiliated with any of them. We cannot see your actual benefits.
We try hard to be accurate and we show you our source every time so you can check us. But plans publish their own versions of these lists, and your plan's version may differ from the one we watched. Always confirm with your plan before making a decision.
We cannot promise a source will publish on time, or that we will catch every change. If we ever get something wrong, we will tell everyone affected plainly and quickly.
$7.99 a month or $69 a year, after a 14-day free trial. We email you 3 days before the trial ends. Cancel any time in one tap from Settings → Billing; cancelling stops the next charge. We do not refund part-months, and we will not make you phone anyone to leave.
Early members keep their price even if we raise it later.
Some links in our alerts may earn us a fee. We say so right next to the link, every time. It never changes which option we show first — we show the cheapest first even when it pays us nothing.
Keep your login to yourself, and give us an email address you can actually read. You can delete your account whenever you like.
We provide the service as-is. To the extent the law allows, our total liability to you is limited to what you have paid us in the past 12 months. Nothing here limits liability we cannot legally limit.
You can stop any time. We can close an account that abuses the service or breaks these terms, and we will tell you why.
Washington State law governs these terms.
October Wolf LLC, Seattle, Washington — hello@copayradar.com.
October Wolf LLC, Seattle WA · Consumer Health Data Privacy Policy · Privacy Policy · Terms